Community Investment Trust

Invest In Your Community with CIT

The Community Investment Trust (CIT) builds the possibility to strengthen communities and create empowered lives. The CIT offers a long-term path to collective, communal ownership of real-estate for investors from $10 – $100 /month. Ultimately, we are committed to working together to build more productive and resilient communities across the country.

Community Investment Trust

Building Community Ownership in Commercial Real Estate, One Community Investor at a Time

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What is a CIT?

A Community Investment Trust is formed when a local, trusted nonprofit or sponsor organization buys a piece of commercial real estate property in a designated neighborhood and puts it into a corporation that is then owned and managed by local residents, known as community investors. Key attributes of the CIT model include:

goal-planning
Free “Moving from Owing to Owning” peer-led financial action course on goal planning, budgeting and investing with access to take investment action with the CIT.
investment-dollar
Affordable low-dollar monthly investment amounts of $10, $25, $50 or $100/mo.
zip-code
Geographically defined zip code proximity to commercial investment property.
share-property
Annual dividends and annual share price change tied to the underlying local property.
investor-loss
Investor loss protection and access to funds anytime without loss or penalty.
online-community
Online community investor portal for customer service, stock offering, transfer agent, data and risk management.
Affordable low-dollar monthly investment amounts of:
Affordable Monthly Investment Amounts
$10
Affordable Monthly Investment Amounts
$25
Affordable Monthly Investment Amounts
$50
Affordable Monthly Investment Amounts
$100

Impact
Discover the power of the Community Investment Trust (CIT) and how it can transform the lives of individuals, businesses, and neighborhoods

CIT Community Investors

CIT Community Investors

CIT Community Investors benefit from strengthened personal finance knowledge, annual and long-term financial returns through dividends and long-term share price change. They gain pride of ownership through interconnection, relationships and belonging within the wider community.
Small business

Small business

Small business tenants of the CIT property benefit from community stewardship, local visibility and collaborative resiliency with Community Investors and fellow CIT tenants.
The community

The community

The community benefits from a greater voice in civic engagement and influence in neighborhood decisions and development.
Community Investment Trust

CIT Testimonials

Jenni Hardnett
Jenni Hardnett
President of East Portland CIT Corporation & CIT Community Investor
“If I had to describe the Community Investment Trust in one word, it would be ‘impactful.’ It is disrupting the financial systems that are in place. The [East Portland] Community Investment Trust is this building that used to be really beat up, but now it’s fabulous and I invest in it with my community. It’s a protected asset so you can’t lose anything. You sign up for a class, learn about yourself and your relationship with money, and that’s how you get started. Before it was just a thought process of getting enough money to survive, but now it’s like ‘no, we have the opportunity to build wealth and this is how you do it.”
Ruth Kassel
Ruth Kassel
Ph.D., Director of Operations, Capital Region Community Investment Trust
“The unwavering support of the CIT Services Team has been a vital part of our launch. They created a well-researched product with clear guidelines for replication and have been there along the way to answer all of our questions and to help us understand some of the more nuanced aspects of the model. The ability to join a cohort of replicators has been inspirational. The CIT model attracts innovators from across the country and I feel honored to be present in this cohort of thought leaders.”
Fabiola Sanchez
Fabiola Sanchez
East Portland CIT Community Investor
“When the opportunity came up to buy my first (and dream) house, the now over $4,700 value of my investment made a real difference towards the down payment. I look forward to reinvesting in the CIT in the future and 100% recommend others to join the CIT since it is very helpful for my Community.”
Community Investment Trust

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Community Investment Trusts: Fighting Poverty & Racial Inequity Through Democratized Access to Real Estate Investment

Read more about a growing network of CIT projects across the United States. US financial systems were designed to benefit the few. The Community Investment Trust (CIT) was developed by Mercy Corps to open the system by leveraging collective ownership of commercial real estate as a more accessible way to investment. We guide local organizations […]

Grow as a community
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East Portland 5th anniversary

East Portland CIT progress 2017-2022 OUTCOMES 2017-2022: 319 investors Over 1,100 people impacted on a family level 500+ graduates of our free “Moving from Owing to Owning” financial action course Total invested: $474,000+ Total cashed out: $74,000+ (45 investors) Gain distributed to community investors: $61,000+ 7.9% average dividend Share price from $10 in 2017- $19.02 […]

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2021 East Portland CIT Dividend Announcement

With 2021 in the rear-view mirror, your East Portland CIT Corporation (Plaza 122) is happy to look forward to growth as the COVID restrictions subside in 2022. Plaza 122 has weathered a turbulent 2021. Turnover of a few old tenants caused increased vacancies , which in turn affected the profitability of Plaza 122 in 2021. […]

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Preparing for the Post-COVID-19 Land Grab

Source: https://nextcity.org/daily/entry/preparing-for-the-post-covid-19-land-grab In the wake of the Great Recession of 2008, the tell-tale “We buy homes” signs started going up at seemingly every corner of Atlanta. They promised quick cash during a hard time. What wasn’t clear at first was the true cost of that cash — not just losing one’s home, but entire neighborhoods, to […]

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