No other financial product or community development model has been designed like the CIT. The model’s unique advantages include:

  • Low dollar investments ($10, $25, $50 or $100/ month).
  • Geographically defined investment area by zip codes.
  • Short and long-term returns for investors through an annual dividend and share price change annually.
  • Guaranteed protection from loss for investors through a direct pay letter of credit from a local bank.
  • Investors may cash out of their investment at any time and have their entire investment returned.
  • Peer-led eight-hours of education called “Moving from Owing to Owning” offered in five languages covering budgeting, goal setting and the risk and return profiles of investments.
  • Investor management and customer service communication including a website – investcit.com and an SEC compliant investment management, stock offering and transfer agent portal.